Description of Programs

Let’s face it, bad things happen to good people. Day in and day out we do our best to keep up with the demands of society, our jobs, and our families. At any point we can be faced with a situation that puts our financial well being at risk. It’s the choices we make when placed in these positions that will determine how long and difficult the road to recovery will be.

Though we understand that every individual situation is unique, most of our clients find themselves in one of the following scenarios:

• Every month you stretch that dollar to its limit trying to meet your monthly minimums but find that you are making little progress due to high interest or over-the-limit fees
• You’re looking to purchase a new home but don’t qualify for a loan because your debt to income ratio is too high
• Due to a loss of job, illness, or other unforeseen circumstances you have fallen behind on your bills and are now facing the possibility of having to file for bankruptcy
• Because of property tax increase or a higher mortgage payment, you need some relief off your unsecured payments so that you can continue to stay current on your secured loans
• When looking down the road, you realize that it is going to take you the rest of your life to pay your debt (assuming you don’t spend another dime)

Regardless your situation, one thing is certain; as long as your debt remains high your quality of life remains low.

Here at Topaz Financial Services we custom fit each of our clients with a program that is specific to their individual needs and financial goals, both present and future. Each case is handled with a sense of urgency and sensitivity that you would expect from the leading company in the industry.